As part of our partnership with Protect Your Bubble, you can get worldwide cover for all kinds of gadgets. You should check your policy documents for full details of the excesses you’ll need to pay in the event of a claim.įor the purposes of insurance, a gadget is usually defined as an electronic item which is (or can be) battery powered and is designed to be portable. You could also lose any No Claims Bonus you’ve built up on your contents insurance over the years. You may also find that you have a higher insurance excess on your contents insurance than you would on a standard gadget insurance policy, meaning it may not be worth making a claim in the event of a loss. ![]() While your contents insurance may include some cover for your gadgets while they’re inside your home, it will not usually provide cover for your gadgets outside of your property, or against risks such as accidental and liquid damage. I have contents insurance - do I need gadget insurance too? So it’s important to speak to your home insurance provider to check what’s covered.Įven if cover is provided under your home insurance policy, you may find that it isn’t as comprehensive as the cover you could benefit from with a separate gadget insurance policy – for example, you may not be covered to take your gadgets on holiday, or against risks such as loss or mechanical breakdown. While some home insurance providers will offer a level of cover for gadgets outside the home, this can depend on how long they will be away from the property, their value and their age.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |